Built by people who know contracting, shopping the market for spray foam.
Spray Foam Insurance Broker is the spray foam brokerage division of Contractors Choice Agency — founded in 2005 by Josh Cotner, who shops the full market to find the best GL, WC, CPL, and equipment rates for spray foam contractors.
- Licensed in all 50 states
- Founded 2005 — 20+ years
- Multiple carrier relationships
- 15-minute quote turnaround
- 2-hour claims response
- A.M. Best A+ carrier partners
From the jobsite to the brokerage.
Josh Cotner ran equipment, read specs, and filed certificates before founding CCA in 2005. That background is why we understand spray foam risks — and why we shop the market instead of presenting one carrier's price and calling it done.
Contractors Choice Agency founded
Josh Cotner opens CCA in Chandler, AZ, after years working in the trades — built to shop the right markets for contractors and operators, not just the easy ones.
Expanded to specialty contractor brokerage
After placing programs for dozens of specialty contractor categories, CCA builds a full spray foam brokerage practice with E&S and specialty market access.
Dedicated spray foam broker division
Spray Foam Insurance Broker focuses CCA's market access on spray foam contractors — comparing GL, WC, CPL, and rig rates across admitted and specialty markets.
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Spray foam contractors insured nationwide
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Years brokering specialty contractor coverage
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Average quote turnaround
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States licensed & writing
Four things we won't compromise on.
Market access, not one carrier
We shop admitted and E&S markets for every spray foam client — comparing rates, forms, and exclusion structures so you get the best program, not just the one a captive agent can write.
Coverage that closes the gaps
Overspray exclusions, isocyanate carve-outs, ACV on rigs — we know the spray foam coverage gaps and compare carriers specifically on how they handle them.
A-rated markets only
We shop only A-rated admitted and specialty carriers — so the coverage is there when an overspray, CPL, or equipment-theft claim hits, regardless of which carrier wins the comparison.
Transparent comparison, no pressure
We present what we found, explain the differences, and let you decide. No upselling, no steering — just a clear comparison of what each market offers.
Ready to have the market shopped for your spray foam business?
Get a 15-minute broker comparison across multiple carriers — GL, workers' comp, inland marine for rigs, CPL, and commercial auto for spray foam contractors.